Uses Of Auto Seat Covers

It is an irony that auto seat covers are the most neglected thing in a car, while so much importance is given to its looks. Auto seat covers are as important for your car as any other part of your car. These covers will keep your seats free from dirt and other harmful elements. They will also maintain their shape.

There are several companies which offer designed seat covers. There are some companies which make baby seat covers made of cotton and silk, so as not to harm the baby's skin. The most important feature of an infant seat cover is the security it provides to the baby while the car is moving. Also, it provides security to parents against the mess created by children. You just need to detach the seat cover, toss it in the washing machine and refit it again to give the seat its usual look.

Auto Seat Cover Materials

Soft Touch: Poly-cotton is the most widely used material for auto seat covers. It is very soft to touch, and also renders protection against harmful elements simultaneously.

Sheepskin: The usage of sheepskin is common next to poly-cotton for seat covers. It is considered to be thermostatic in nature, as it is warm during cold conditions and cool during warm conditions.

UV Protected Sheets: Another good choice of seat covers that you can consider having are Velour seat covers. They are also very soft to touch like poly-cotton. However they are different, as they possess an additional ultraviolet coating. So they will protect the color of your car seats from fading.

Types of Auto Seat Covers

Universal Auto Seat Covers: These kinds of seat covers are a universal fit. This means that they can be fitted to almost every kind of car seat, whether they are low-back or high-back bucket seats. It is very convenient to fit and remove them. But they cannot be used for car seats with side-impact airbags.

Custom Auto Seat Covers: These auto seat covers are tailor made. They can be made as per the measured size of specified car seats. While making custom covers, every minor detail of the car seat is taken notice of and pondered over. This fitting is considered perfect, as it is specifically made to fulfill the particular requirements of the car.

Hybrid Semi-Custom Auto Seat Covers: These kinds of seat covers are best if you cannot afford custom covers. They may not provide you with all the features which are rendered by the latter, but they are able to protect your car seat against any harmful elements.

Maintained car seats give a beautiful look to the interior of your car. So it is always recommended to use auto seat covers to provide your car seats with protection against any harmful elements. This will increase the durability of the interior of your car.

About the Author:

Stefan Rockhaus writes about automotive accessories at Mega Info Spot - Visit Auto Seat Covers to read more about car seat covers

10 Signs You Need a New Bra!

If you're like most women, you dread the day you have to go bra shopping. Women have mental lists of reasons why to not shop for bras: they're expensive, they don't like to shop for themselves, and they don't have the time or the patience to try on every bra in the store, or just can't find the right fit! Frustrating? There's no avoiding it-sometimes you need to buy a new bra-and that doesn't mean when the wires are poking you through the fabric! Knowing when to get a new bra is essential to helping you keep bras that are comfortable and shapely. Here are a few reasons you may be in need of a new bra-now.

1. If Last Summer was the last time you bought a bra. Bra shopping can be expensive. It can be easy to spend $50, $75, or even $100 on a bra, but there are plenty of bras for under $30 as well! Think of it this way, if you can spend that money on a mani/pedi or a couple of movie tickets, you can definitely spend it on a bra!

2. A Special Occasion. Do you have a wedding coming up? A 'formal' dance maybe? There are certain occasions you may need to wear a strapless or 'convertible' bra-essential to every woman's wardrobe!

3. Great News! You're Pregnant! You may not need a maternity bra just yet, but expect to grow a couple of sizes during your pregnancy. Even women with small breasts will eventually need a bra with underwire for support during pregnancy. Taking care of your breasts during pregnancy and nursing, with good bras, can minimize post-baby sagging. Look to brands such as Bali, Playtex, and Calvin Klein for comfortable pregnancy/nursing bras.

4. Your bra just doesn't fit right. If your bra is stretched, the back strap rides up, you're constantly adjusting, or you're embarrassed to wear a tight-fitting shirt-you need a different bra. Be honest with yourself first-Do you wish you were a C cup, but are really a B cup? Or what if a DD is just too small for you? Your bra should support and shape you, without restricting you. Your bra should not be loose in any way when you stand up straight. Don't be ashamed to check out full-figured or plus-sized bras for the right fight. If you wear t-shirts often, a good seamless bra is essential. Again, stop stressing about your size! Get a bra that is going to be comfortable.

5. Your bra's best friend is your washing machine. Remember this-bras should be hand-washed. Most of us don't have the time, but in this case, do yourself and your bra a favor a get a lingerie bag! Bras that are machine-washed/dried need to be replaced much more often than ones that are gently hand-washed.

6. Underwire poking at your skin. The underwire in a bra should lay flat against your skin, underneath the breasts. If you feel the underwire poking through the fabric, you need a new bra! Find yourself adjusting the underwire back to its proper position throughout the day? It's time for a new bra.

7. Holes in your bra. If your bra is in any way torn, this is a sign it needs to be replaced. Think of it this way, a bra with holes in it can tear completely at any moment. What will you do then?

8. Your bra is not the same shape and does not have the same support as a new bra that is the same size. This is especially true for sports bras. If you hold up your existing bra to a new one of the same size and it does not look the same, you've worn it out! Champion or Adidas are good brands for sports bras.

9. You have gained or lost weight. Your breasts are made up of, mostly, fatty tissue, so when you gain or lose weight, it may make a significant change in their size-assuring you a new bra. Whenever you gain or lose 10 pounds, you should get fitted for a bra to ensure you are buying the right size for your body.

10. Ready for a New Look? You don't have to wait until your old bras are ripped and torn to get a new one! Have fun with it! If you usually wear plain cotton bras, try printed, sexy, lace bras for a quick pick-me-up. You may discover a whole new bra-world for yourself!

Bra shopping shouldn't be frustrating. If you happen to find a bra that fits you like a glove you may want to but a few in case they're discontinued! Have fun with your bra shopping, but remember, a good bra should be comfortable and should support you-it should not be a nuisance. Happy shopping!

Jessica Katz has been selling sexy lingerie for years, and owns Lingerie Exposure. She does extensive product research for lingerie items that are most in demand and negotiates price so you can get the styles you want at the prices you'll love. Want to see these wonderful deals? Available at: => http://www.LingerieExposure.com

Article Source: http://EzineArticles.com/?expert=JessicaKatz

By Jessica Katz

Spurt in Prices of UK Land ? An Ideal Investment Opportunity?

UK is becoming densely populated to an untenable level. This has led to an acute housing shortage and a sharp rise in UK Land for Sale prices.

Prices for housing and land in UK has shown continuous upward trend due to a robust growth in average earnings - predicted to be close to 5% this year - as well as cuts in interest rates that has combined to prop-up the housing market .

According to Milan Khatri, chief economist at the Royal Institution of Chartered Surveyors, the medium term outlook is for steady price growth.

Despite a fall in the number of mortgage approvals in April, which are viewed as a forward indicator of housing demand, activity remains above the historical average and still point to firm demand conditions, Mr. Khatri said.

Thus investments in UK Land for sale market are increasingly becoming attractive to common investors.

UK Land Highlights

? Unlike equities, the capital growth of land investments is attractive and so is the downside risk
? Better growth and lower downside risk than ANY other investment.
? Growth is consistent
? Unlike equities and land in the right location does not suffer long periods of cyclical decline.

Today, there are a number of companies serving smaller investors select plots of land to buy, and investments typically start at about $10,000.

Following types of plots of land for sale are available across the UK -

Brownfield Land: Brownfield Land is the common term used for previously developed land i.e. land that is or was occupied by a permanent structure. This land is often smaller, resulting in High Rise Development e.g. old petrol station and factories.

Greenfield Land: Greenfield Land simply refers to land that has never been used for development eg Farmland.

Greenbelt Land: Greenbelt Land is largely undeveloped or sparsely occupied land, which historically has been set aside to contain development, prevent towns merging and provide open space. Greenbelt boundaries can change in response to the requirements for additional housing in a controlled manner.

While there is some opposition against moves to grant planning permission to builders on greenbelt and greenfield land but keeping in view the acute mismatch between expected demand for housing and the amount of land available for planned development such moves are necessary.

Moreover release of such land for planned development would create jobs and opportunities in those areas and by increase in the supply the house prices would automatically lower, thereby ensuring that everyone can afford to become a home owner. At present, for the ambitious young generation to own a home is easier said than done. It is also very difficult for the low waged population to build there own homes.

Thus be it a farmland, greenbelt land, greenfield land or brownfield land, buying plots of land for sale has the potential to make stunning returns quickly. Infact prices of land in UK have increased by a stunning 926% in last two decades.

UK Land for Sale Market is thus expected to show a steady increase for coming decade and could prove to be an ideal investment vehicle for common investors

Stephen Brewood
Land Plots For Sale in UK

Flipping vs Keeping

NO contest.

I have written about this for three years. I know there are seminar leaders discussing it Nationwide, adnesua.

Let me set the record straight. THERE are two things at battle here. ONE is, What is a fairly easy way for me to make a few thousand dollars? The other question is What is a fairly easy way for me to make millions of dollars?

Those are two different questions. ON several newsgroups focused on real estate investments, I have been sneered at, insulted and cajoled because of these facts. I can see now why the negative comments occurred. I failed then to say ?way to make Millions, or to make money. I did instead say, those who are into real estate investing and flip houses are idiots. My bad. IF one does consistent flipping as a way to make Millions, he/she then is an idiot. I am calling an idiot anyone who takes a method and Prostitutes it and then, must take 3-5x longer to get to their objective if they, in fact, Ever reach it!

For those of you new to this whole ?game? of real estate and flipping, I will explain it. Flipping is an assignment of the right to own a piece of real estate. Anyone can assign Their rights to real estate. A synonym to flipping is wholesaling. This is the industry Term though it is a misnomer. Wholesalers gain title to something whereas in real estate, A flipper or wholesaler only gains rights, and not title. The difference in some cases Is significance. And it is TRUE that one needs no credit, no job or anything in order To flip a property--only a willing property seller.

This math I have shown to others repeatedly;

Take one house, market valued at $200,000. [I used to use 100k, but those houses in Flip territory are vanishing.

THE flippers methods are easy to understand. He/she usually; finds a property From one of many sources, that is available at 10-50% below FMV, or, fair market value. This flipper gets that property UNDER control by writing a contract on it. WHLE it might make no sense to those not familiar with real estate, anyone can write a real estate Contract and give it to a seller. Perhaps it takes 100 contracts to get one seller to accept But that is the method. Twenty five years ago, I did that to get control but I kept the properties and lived in them or managed them and sold them later. A seller can accept anything they wish to accept. Some sellers care who the buyer or contract writer is And some sellers DO NOT CARE.

AFTER the flipper finds house that is thought to be for sale below market [10-50% And gets it under contract [some UNLICENSED flippers instead, only know of such properties and make separate contracts with future buyers that obligate the buyer to pay them for the info if the buyer buys. This is illegal!

The finder of the house, the contract holder, must now do two things
A; find the best price to re-sell at and
B; find a buyer for the property.

Since the wholesaler sells the property below fair market value, the difference is what is going to the buyer. Thus, the buyer of a flipped property gets instant equity.

Presuming in my math that the finder wants 10% for himself and is offering a house At 25% below market [that is available to the flipper at 35% below, the flipper Sells the house at no cost to himself and grosses 10% of the price he sells it at.

The $200k house fmv is available for a 35% discount, or 200-70k=130k and sold to the new buyer for 10%, usually of the purchase price so 130 + 13k = 146k

The buyer nets 54k in equity while the flipper nets 13k The flipper flips 2 houses a year, thus netting 26k, not counting his mini expenses of Phone, faxes, and gas. We will ignore those.

In 1 yrs, he has 26kB
In 2 yrs, he has 52
In 3 yrs, he has 78k
In 4 yrs, he has 104
In 5 yrs, he has 130k

Now, let?s see what the other guy can net if he keeps his properties he finds.

He has escrow and perhaps transportation expenses and points to pay, so he has a true cost of perhaps 3k costs to add to his 130k purchase price, so he pays 133k.

HE immediately re-fi?s the property, getting a 90% ltv of value loan, or 180k loan [180k is 90% of 200k

he has cash out of [180-133k= 47k IF he puts tenants into the property, that is gravy

1st yr, 47k
2 yr, 47k
3 yr 47k
4th yr 47k
5th yr 47k
and he re-fi?s the first two props again and pulls out another 47k
he has 47x6= 282k
282k vs 130k and #2 buyer can re-fi every 3 yrs indefinitely for another 47k, tax free.

If he is smart, the 2nd buyer will buy biz?s or notes and NOT use his cash for more RE purchases. Why? Cause he can earn 25% on his cash from the RE while his RE loans only cost him 7% max!

WHEN I am told by flippers [even of commercial that they can make so much fast cash, I ask them how much cash they have after 1-2-3 years and none of them has a dime; My wife got sick, my kid needed braces, we went on a vacation.

So did the guy with the houses he kept. But he had those same expenses and still owns his houses.

IT is thus, a no brainer. BE a keeper, not a flipper. FLIPPERS are not only flipping houses, they are DONATING their profits to the buyers!

[if you want to talk about property management, we can talk about that separately as it is also a no brainer.

Residential Units Specified

The word residence can be used to describe all sorts of properties used for living. In prehistoric times, one?s residence could be a cave, a tree house, or a simple post and lintel structure. Today, not much has changed. Different structures can still be considered as residential units. Generally, residential units can be divided into two categories, namely: Apartments and Houses.

The most common residential unit is the house. This structure is normally detached (not attached to anything) and is traditionally built for only one family. However, there are houses that are specifically built to accommodate two families. These are called duplexes. In duplexes, the features found on one half of the house are mirrored on the other half, thus giving each occupant the same amenities.

Since houses normally cost quite a hefty some, those who cannot afford to purchase one yet, opt to live in the next best residential type: the apartments. Apartments are multi-storey edifices that can house several families. Apartments are further subdivided into several categories, those that are built for mass housing (tenements) and those that are more upscale (condominiums, etc). Apart from the socio-economic determinants, apartments can also be classified according to the number of rooms each unit has. There are single room units called studios, and larger multi-room (and possibly, even multi-storey) units.

Each type of dwelling has its own pros and cons ? it?s up to you to evaluate and weigh these based on your needs and the needs of your family. So if you are out looking for your new home, make your selection based on your needs. If you will be living alone, it may be more economical if you just stayed in a studio apartment. If it?s just you and your partner, a one-room apartment or a one-bedroom house (2-bedroom if you want extra space) may do the trick. If you have a large family, it will be better if you sourced around for a single detached house with enough rooms to accommodate your family. The kind of dwelling hardly ever matters. Remember that the structure does not make a house a home; it?s the people that live in it that make the difference.

This is article is brought to you by Gloria Smith at LegalHomeForms.com. Created by a former, licensed Real Estate Agent, LegalHomeForms.com was designed to offer instant access to the most sought after type of real estate forms. For the cost of what others charge for one real estate contract, you can have instant access to over 60 downloadable real estate forms.

Baseball Playoffs...Yankees and No Braves?

October is a beautiful month. The cool crisp days, the changing colors of the leaves, and for sports enthusiasts,...playoff baseball.

When it comes to the playoffs, you could usually count on two things, the Yankees and the Braves. Although neither team tends to stick around very long once the games begin, you could always count on both of these teams being there come playoff time. This year however there is a changing of the guard. When the games begin, the Atlanta Braves will be watching on the sidelines like the rest of us. No Ted Turner, no Tomahawk Chops to annoy you, and no early exit for the Braves in the first round of the playoffs. This is really a good thing.

For almost two decades now, Brave fans have watched their team tear through the regular season, running away with the divison, and winning about 12 titles in a row. This is quite a record and would no doubt stand up there with great sport achievements if it weren't for the fact that except for one year, the Braves have bombed out in the playoffs. Year in, year out, Brave baseball fans have watched their team lose in the early rounds of the playoffs, and have lived with the title of the 'Best Regular Season Team in Baseball'. Sadly, like the Vikings and Bills of the NFL, who each went to the Super Bown four times without a championship, the greatness of the achievements will be lost amidst the fact that when it came to the big dance, they couldn't get it done.

It's really hard for one to fathom how a team like the Braves with great talent year in and year out could not manage to win more than one championship during a long, long run. Even allowing for the unexpected 'hot team' to knock you out every once in a while, you would figure that you would have to win a few along the way. But one? It's one of those rare freak sports things like the National League beating the American Leauge in the All Star game 17 out of 18 games or something like that. The difference in talent between the leagues isn't that great to explain how something like that can occur. No, there's something going on here that defies explanation.

For many years, Red Sox fans lived with the 'Curse of the Bambino' in which they believed they would never win a championship because they traded away Babe Ruth to the dreaded Yankees. This 'curse' seemed all too real for Red Sox fans until finally in 2004 they came back from 3 games down to the Yankees and beat them 4 straight and went on to win the World Series. This turn of events put an end to 'the curse' forever. Cubs fans also feel cursed and for them it lives on. It again reared it's ugly head in the 2004 Playoff's when a fan in left field reached out and snatched a foul ball and possibly a trip to the series away from the Cubs. Wooh to that fan!

Whether there are some supernatural events going on here, or just bad.bad luck, it will be strange not seeing the Braves in the playoffs this year. But Brave fans need to look at it on the brightside; no agonizing this year about which upstart team will knock them out. No wondering whether they'll get through the first round. No, this year they'll be none of that. Now they can sit back with the rest of us and watch the best team money can buy make an early exit. Here's hoping.

About the Author

Bill Thomas lives and works in Seattle, Wa. He is actively engaged in E-Commerce and Internet Marketing. His current websites are--Create Lifetime Residual Income and Financial Freedom on $10 a Month

History Of Backgammon

Many peoples have played backgammon for many years as it is a very old game. Not too many people, though, know the history of this game but I can assure you a lot of things can be very interesting if you find the time to look it up. And if you are a vivid player this information would probably interest you.

Backgammon is one of the oldest games know to us that is still played today. Historians say that in Europe, it was first played somewhere in Greece but it has it's origins from the Middle East countries of Kuwait and Iraq. Backgammon is almost 5000 years old.

In those times the territory that is now Kuwait and Iraq has been populated by the Sumerians who had a very strong culture. Some of their greatest creations are the wheel and the math system. They are also considered by historians the creators of the first written language.

The Sumerians designed the first version of the backgammon board and also came up with the pieces used for the game. Proof of this invention has been found recently by some historians.

The game was then played only by royal party or nobles but now it is for all social classes and especially for all cultures.

Both the Egyptians and the Romans played the game, but it wasn't called the same in that times. They played the game in the same general purpose only that the boards were different and some of the rules.

Several centuries ago, in some societies backgammon was banned. For example in Japan the game was considered illegal. This can never happen today as the human rights are very important and the game is totally harmless.

In the 1960's the popularity of backgammon had a boost. Very many people from all over the word became interested in this game and started playing it.

Today because of the huge progress of electronics and computers in general we don't have to have a backgammon board to play the game. If you have access to the Internet, then you can play backgammon with the click of a mouse. There also are electronic backgammon games that you can play when on the go, in your car at work or even at home when you don't have somebody to play with.

When you play online you can play with anybody you want to and the best thing is that you don't see your opponent. And of course you gain a lot of experience that you can use when playing with your friends or family or when you participate in competitions.
About the Author

Why Has The Nintendo Wii Become So Popular In Japan

The Advantages Of Light Backpacking

Backpacking requires that you bring all essential items before going on a trip. You do not want to be endangered during your trip, do you? If you want to avoid accidents and problems as much as possible during your trip, you have to pack all kinds of things like maps and compass, tents, sleeping bags, water, matches and maybe some canned goods for your adventure. You have to bring a first aid kit too.

These gears are numerous, I know. Carrying a load that is too heavy might pose a problem for you when going on a trip. Carrying a hefty load will make your backpacking adventure less fun and more cumbersome. So how do you counter this problem when you know that you need all the things you are carrying? You cannot very well leave some of the things behind, can you?

The trick to remember when packing for a backpacking trip is to bring items that are lightweight but nonetheless provide you with the same protection during your camping expedition. There are now hundreds of Ultralight gears available in the market today and these gears are a big help to you. Your backpack must not weigh more than two pounds. Purchase one that is not only lightweight, but is durable to hold all your gears. A light sleeping bag is a great idea for lightweight backpacking, too. It should not be more than three pounds and should not be too bulky. Instead of packing a tent, why not opt for a tarp instead? Tents are bulky and tend to be heavy. A tarp can provide you with the same degree of protection and shelter when in the wild but you have to have knowledge on setting one up first so that you would not get wet. Setting up a tarp requires that you know how to do it and you practice on it first before going on a trip.

Backpacking also requires that you are in good shape when going on a trip. All the hiking demanded by a backpacking trip will surely take its toll on you if you are not in a good physical state. But the best way to cope up with a backpacking trip is having a much needed presence of mind. Being on alert and knowing what to do during your trip will definitely save you from a lot of risks and problems.

Greg Lucas is a small business owner and an on-line marketing expert who owns and operates a large network of informative and educational websites. for more information please visit: backpacking

Real Estate Investment Property Getting The Best Capital Growth

If you are looking at real estate investment and want to get the best capital growth then you need to keep 2 main points in mind.

If you do you will maximise your return and limit your risk so, here are your two important tips for maximising your returns onreal estate investment property.

1. Property Price to Reward

When buying investment real estate property we all want a cheap deal, but keep in mind you need to balance the risk reward and this means buying property with the best risk to reward.

For example, you can take a risk and buy a property cheaply in an area that may do well in the future but you are better off buying in a position where you KNOW its going to do well. For example buy near:

1. Existing popular locations
2. Changes in the infrastructure coming such as roads, marinas, entertainment etc

You know the chances of popular area spreading out are high and you also know that changes in the infrastructure will see values rise. So buy on facts, not on what you hope might happen or what you think will happen

Act and buy real estate investment properites on SOLID facts not whims or opinions!

2. Buy Into a solid uptrend

When buying a market, buy one that has and is still producing good gains for the amount you spend.

For example buying investment real estate in the US has shown solid gains but the market overall is slowing down.

On the other hand there are new property hot spots overseas that realtors try and sell you that may take off. But will they? Sure but big variable here is the word may You can make more if the market does but most don?t.

Look for a market with a track record of gains, rising investment and property prices that are fair value.

Costa Rica is a good example. A good solid up trend for years, rising investment and beach front property up to 70% less than in the US and only 3 hours away.

Will this trend continue? The answer is probably yes, as baby boomers look for new homes there are plenty of Americans in Costa Rica already and the demand Looks set to continue.

Many people when buying investment real estate property think that once a market has taken off they have missed the boat but this is not true.

Property trends can last for 20 or 30 years in some areas.

3. Get local help

If you are buying overseas real estate investment property, make sure you get a decent attorney so everything is done correctly and you are not caught out.

Remember laws in other countries are different and you should not assume their the same as in the US or your country of residence.

When you are buying investment real estate property follow the above three points and you will maximise the risk reward on your investment and enjoy some solid capital gains in the years ahead.

FREE REPORT !

For a free report on maximising your gains by investing in property and facts on great locations to buy visit http://www.costaricalandlots.com.

Choosing the Perfect Jogging Stroller

When choosing the perfect jogging stroller, a very important question to ask yourself is whether you want a swivel or fixed wheel. The benefit of choosing a jogging stroller with a fixed wheel is that it will offer the stability and straight tracking that you will require. The front wheel tends to be larger on a fixed wheel model which means it will be a smoother ride for your child and will handle bumps better at any speed.



When shopping for a fixed wheel jogging stroller there are several questions you should be asking yourself. Is this stroller travel friendly? Is it important to you that your jogger stroller has a folding mechanism? Consider whether or not you it is important to you that your jogger stroller also has a bike trailer included for people that cycle. For those of you are that are off-road runners, nature trail enthusiasts or live in a neighborhood with bumpy sidewalks, you should consider purchasing a jogger stroller with sturdy frames, suspension systems and high-quality construction.



If you do not plan on actually running with your jogging stroller then you might want to invest in one with a swivel front wheel. A jogging stroller with a swivel front wheel is an appropriate choice for indoor use, such as malls and the grocery store. The swivel wheel jogging stroller is usually 12? or less whereas the standard fixed front wheel is 16?. Although swivel wheel jogging strollers are less graceful with bumps and do not tend to track as straight they make tight turns much easier. These strollers can be used in a non-swivel mode for the occasional light jog.



Choosing a swivel wheel jogger stroller that is car seat compatible is also an important decision to make. A car seat compatible swivel wheel jogger stroller is convenient for transporting your child from the house to car to stroller without having to wake them up.

Have You Lost Your Mind?!

Have You Lost Your Mind?!

 by: Sherri L Dodd

Have You Lost Your Mind?!

He was fighting me every step of the way, arched back, stiffened legs and an indignant bellow. With my mind focused on securely fastening my toddler in his seat, all else was an insignificant distraction. Even when my remote became wedged between my hipbone and the carseat and locked the doors. Even when my keys, once secured in my pocket, dislodged and fell to the floor. Yes, they were all just distractions. When I accomplished the chaotic task and my son was secured in his babyseat I shut that door and knodded with the confidence of a true champion.

Have you ever had one of those slow-motioned moments when you know you just did something really unintelligent? Well, the ton of bricks hit me right before that door slammed. My stomach sunk and I looked at my babe who was staring back at me through a slightly tinted window with those wide, bright blue eyes waiting for me to make the next move. Thank goodness the windows were cracked and more thanks and goodness that it was a cool Autumn day. But what to do next flooded my head and my heart began to race. Yes, my first thought was that nifty little yellow tow-truck, but how long would it take to reach me? There must be something else I could do, maybe try a little brute strength. I positioned my forearms between the doorjamb and cracked window as if I would miraculously pry it open...fruitless. Then, I journeyed to the back hoping that the trunk would not be locked in conjunction with the rest of the doors...to no avail. It was a terrible moment. Though I was in the family-friendly environment of my older son's swim lessons, I had to face that fact that I would have to acknowledge my glaring blunder in front of all the other kids, parents and teachers who would be observing this whole ordeal unfold.

I rushed to the owner's side, who rushed to her office to phone for help. She immediately called her roadside service. Sensibility began to seap back into my head as I noticed panic rushing into hers. I asked for a wire hanger. Yes, I realized that today's lock tops are not as easily accessible as the flat-disk shaped tops of yesteryear, but why not give it a try. I hustled back to my car and unraveled and retwisted and folded and molded that hanger into a handy widget and fished it down into my car. I weedled it around the middle of the lock at the most subtle indention. I was able to hook and yank it with a mighty jerk. The locks went up, the alarm went off and I opened my door and reached down to my back floor mat to grab those auspicious keys. Roadside was cancelled, I have a new and improved relationship with my son's swimming instructors and hopefully I have learned that some distractions are to be taken very seriously.

Perhaps you have heard the saying that for every child you give birth to a percentage of your brain. Why has it become so common that I forget things? What happen to that efficient, organized and precise thinking that I needed for my job within the high-profile corporation. If I operated in this manner in that environment I would have never made it out alive. Has each of my childred placed a deficiency in my cranial cavity? Aside from the episode above, there have been more oddities: refrigerator doors left open, milk in the cupboard and plenty of burnt meals. As the strangeness began to add up, I found the courage to consult my friends. They too had their heaping share of stories. Feeling better that someone shared my pain; I was compelled to look up more information on the web. I read stories upon stories of moms in the same predicament. I followed this observation up with medical research as to why this happens; and, while even the medical profession could not offer a clear and final explanation, there were plenty of possible excuses offered. Hormones, the fact that the brain shrinks during pregnancy (supposedly to return to normal size thereafter), post partum depression symptom, sleep deprivation and finally the distractions and chaos that come with raising children all surmised the malady quite well. The last two I am going to grasp and hold on to as my alibi...that's my story and I'm stickin' to it!

Think of the distractions your mind inherits once you find out you are pregnant - all those things that could go wrong before the baby comes, plus you have to eat for you and for the baby. During childbirth, you may turn down painkillers or epidurals - for the baby. Zero to six months are dedicated to avoiding newborn dangers and providing comfort for the baby. Toddlerhood is your period of safety precautions (aka - 'more and more dangers') for the baby. Kindergarten yields its own new discoveries of parental inadequacy and so on. One friend who is currently tormented by her oldest son's first year of middle school, says that not only does she worry about her own peaks and valleys, but now her son's middle school insecurities are fed directly into her as well. Till you are smiling down from heaven above, you will be worrying about your children and how to keep them safe, healthy and happy. Obvious, right? Well, if it is so obvious why do we as moms, wonder why our ability to focus, process information and remember things has gone to the birds? Why are we secretly wondering what is wrong with us and whether or not we are clinically losing it or just showing the early signs of senility? Why do moms begin to label themselves as stupid (a common occurance in the chatroom scripts I read), less than adequate or incapable of furthering themselves in an intellectual manner, with intellectual people?

I am encouraging all of you once fiercely sharp women to forgive this phase of your mental life. The distraction of raising children is reason enough to miss a couple cues during your daily routine. Add any type of medical matter to this package and you are to be given extra allowance of compassion. While we are so lucky to experience our children's delight and victories as they grow, so must we endure their pain and sorrow. In doing so, it can overwhelm, divert and consume our every thought. While I would love to give you the timetable of recovery, I cannot. I can only look at the many other moms and grandmothers who are still thriving and be inspired that no matter how much matter you lose, there is still a chance to live a wonderfully fruitful life well into your golden years, kids included!

About The Author

Sherri Dodd is an ACE-certified Personal Trainer, a Lifestyle and Weight Management Consultant and the creator and author of Mom Looks Great - The Fitness Program for Post Partum Women. With over fifteen years of exercise experience, she is dedicated to a life of fitness as well as encouraging others to seek healthy habits and a better quality of life. Find out more about Mom Looks Great at www.momlooksgreat.com.

Diaper Caddies as Baby Gift Baskets for New Parents

When I was first home with my newborn baby girl I often found as I was trying to feed and care for her, that what I needed always seemed to be in another room. If I needed a burp cloth, I had left the clean one in the kitchen. If I was up to my elbows in a dirty diaper in the nursery and desperately needed the box of baby wipes, I had left that in the livingroom. I did a lot of sprinting from room to room retrieving supplies.

When I was first home with my newborn baby girl I often found as I was trying to feed and care for her, that what I needed always seemed to be in another room. If I needed a burp cloth, I had left the clean one in the kitchen. If I was up to my elbows in a dirty diaper in the nursery and desperately needed the box of baby wipes, I had left that in the livingroom. I did a lot of sprinting from room to room retrieving supplies.

Once my daughter was a few months old, an idea came to me for a diaper caddy. The caddy could be stocked with a days worth of supplies and easily carried from room to room. The caddy would hold a wipes container snuggly in place and, of course, it had to be well-made and stylish. I made a prototype and upon demand from friends and family began selling them as baby shower gifts. Let us look at some suggestions for its use.

This caddy is made of a very high quality shaker-style basket, which, unless jumped on by your child, will last until the little cherub goes to college. Real wood dividers are crafted and set inside the fabric-lined basket - this creates cubbies and a center compartment which will hold any of the major-brand plastic wipes containers.

New moms have told me that they restock the caddy usually in the morning, with 4-6 burp cloths and 10-12 diapers. The most popular finds in the other four compartments are diaper cream, cornstarch powder, pacifiers, the nasal bulb syringe (as all new parents know as he sucker), lanolin (for the nursing moms), rattles and I've been told it's a great t.v. remote holder (although I do not promote this use, I will admit the importance of knowing the proximity of the remote during middle-of-the-night feedings).

I know a mom whose baby is 7 months old who stocks the basket in the a.m. with a days worth of clean outfits. She brings the basket downstairs to the livingroom for the day. Because the wooden dividers are removable, the basket can be used to store memorabilia such as photos and baby's firsts' when its use as a diaper caddy is no longer needed.

The SaraBear Diaper Caddy makes a unique and stylish new baby gift for the new parents. They can be purchased online as is or as beautiful baby gift baskets at www.sarabearbaskets.com.

Copyright Melissa Bramlage, All Rights Reserved.

ABOUT THE AUTHOR

Melissa is a mother of one with a baby on the way, a Registered Nurse and owner of http://www.sarabearbaskets.com where you will find her original diaper caddy and baby gift baskets.

A Guys Guide To Buying Lingerie For Women

Buying lingerie for your lover can be one of the most romantic things you can do. It's an intimate gift which, if you get it right, shows you really care, really do understand her and have put the effort in to really think about a gift she will like.

It's also one of the most stressful and dangerous gifts you can buy if you are a guy so don't rush in to it!

Get it right and there are some major brownie points to be earned here. You may even get to unwrap your present later...

Get it wrong however, and you will almost certainly live to regret it...if you're lucky!

Before you even think about buying make sure you avoid the following pitfalls and take heed of the helpful lingerie buying advice for guys we provide here. A few minutes reading can save you hours of grief.

Common Lingerie Buying Mistakes
-------------------------------

Guys, the most important things to remember when buying lingerie as a present are these:

1) It's NOT for You!

Remember who you are buying lingerie for and tailor your future choice to this. If you buy something in a style she doesn't usually wear then the chances are, you've got it wrong. If you buy it in a colour or design she doesn't usually wear then again, you've probably got it wrong. Buy something YOU like and the chances are...yup, you guessed it, you've got it wrong!

The Golden Rule - You are buying lingerie for your lady...and NOT for yourself!

Yes, for sure those models look great in the skimpy, slutty lingerie and no doubt you'd love to see her in the same, but think of the message you are sending. Do you want your gift to say You're special and I love you or Love? I just wanna ... you!.

Opt for the leather, PVC, crotchless, peephole lingerie or naughty nurse outfit and you'll no doubt end up sleeping with Rover that night. Go for something silky or lacey and you are more likely to be on the right lines.

2) Do Your Research

The second biggest mistake is going into a lingerie store blind. DO NOT try to guess her size, favourite style or for that matter, try to guess anything else. You'll fail miserably. Unfortunately, women don't work in S, M, L, XL sizes like us, they have to go and make it more complicated. When you walk into a lingerie store prepare to be hit by a dizzying array of numbers and letters associated with an even more confusing selection of wierd and wonderful products which to the untrained eye, all look the same but to her, are very different.

Think push-up, plunge, balcony, gel filled, water filled, padded, unpadded, underwired, seamless, backless, boneless, strapless, open cup...with different cup sizes from A to JJ and not forgetting the numbers, different materials and designs...and that's just the bras!

Basically guys, do your research first before you hit the high street or go shopping online and you've got a vastly better chance of getting it right. Wait until she goes out and then raid her underwear drawer. Try to find things with the label in and write down the numbers there. If they haven't sizes inside you can borrow a bra and panty set and take it to a store and ask one of the sales staff...they've seen it all before, don't worry. Make sure what you take is on the new side or you risk buying something in the size she once was rather than the size she is now...the very WORST thing you can do is buy something in the size she was before she went up a dress size or two!

Whilst you are rummaging around amongst her undies, make a note of the colours and styles she likes. Is there a particular colour she is particularly fond of? Does she like patterns or plain styles? Does she go for comfort or sex appeal? These are important things to note if you are going to buy something she will like rather than something which gets shoved to the bottom of the drawer.

3) Items To Avoid

Now you know her size, the colours and styles she likes there's a few pitfalls to avoid:

Avoid anything marked as Control, Reducing, etc. These are to suck in bellies and hide excess weight...unless you really want to send the message suck it in fatty you'd probably be best avoiding these!

Gel filled, water filled and cleavage enhancing bras...again, be careful what you might be perceived as hinting at with these.

Kinky stuff in general doesn't generally work as an I love you kind of gift. If you are daring enough to buy it at all, then save it for the times in between birthdays, Christmas and Valentines Day...

Anything else is probably safe.

Final Tips
-----------

Now you've got the majority of the pitfalls put to one side and hopefully avoided here are a few final tips:

1) Presentation

An important part of your gift is the presentation. Most shops will professionally gift wrap your purchase for you if you ask for a small charge and this is well worth paying a little extra for.

2) Shop Online

One of the glorious things about shopping for lingerie online is the wealth of information available to you which you simply will not find in a bricks and mortar lingerie retailer. Take a look at their gift ideas, top sellers list etc. for loads of ideas of what are popular choices.

3) Keep The Receipt!

If worse comes to the worse, she can always swap it for something else...

If you are still feeling brave enough to give this a try then good luck and may you reap the rewards your bravery deserves! After all, as the saying goes, faint heart never won fair maiden...

About the author:

Mark Falco is the webmaster and owner of the UK lingerie advice and shopping guide Luv Lingerie found at http://www.luvlingerie.co.uk.

Dish Network The Way To See The World

Owned by EchoStar Communications Corporation, the Dish network was launched in March, 1996. Dish network is the fastest-growing digital satellite television service provider in the United States, with a subscriber base of 12 million. They provide various types programming packages, delivering 250 channels with free equipment and installation parts.

Dish network offers 110 foreign-language channels covering 25 different languages, thus connecting people. The best part of a Dish network is its interactive channel. There are over 22 virtual interactive channels that allow viewers at home to shop, play games, and much more. Dish network service allows viewers to restrict inappropriate channels by removing it from the list.

Dish network has a 24 hour customer service, as they care a lot about their customer relationships. Almost all the dish network dealers offer life time warranty for the basic satellite equipments and require no maintenance. A minimal monthly subscription cost is required for enjoying 24 hours a day entertainment. There are special names assigned to the Dish network packages depending on the number of channels that a subscriber can view. Some of the names of the packages are America's Top 60, America's Top 120, America's Top 180, and more.

Some of the channels that you can view with the help of a Dish network are Animal Planet, BBC America, Bravo, Cinemax, CNN, Comedy Central, CNBC, The Discovery Channel, Disney Channel, ESPN, The Fox Channels, HBO, Hallmark, Sci-Fi Channel, Soapnet, Style, Toon Disney, TV Guide Channel, and much more. You can also view some local channels with the help of a free second dish.

Dish network provides satellite transmitted, high quality audio and video data to various places all over the United States. Almost all the dealers of Dish network provide free DVR and HD receivers. Dish network, catering 24 hours to customer needs, was ranked No. 1 in customer satisfaction by J.D Power and Associates Cable/Satellite TV Customer Satisfaction Study. Dish network was also ranked No. 1 in customer satisfaction by University of Michigan Business School. Dish network offers 100% digital picture, with theatre quality sound and highly acclaimed customer service. It is economical and provides you with the latest equipments like the DVR and HD.
About the Author

Planning the Perfect Maternity Wardrobe for Breastfeeding

?I have nothing to wear!? Heard this before from a new mother?

After putting in much time and effort into planning their maternity wardrobe, many new mums suddenly discover they have nothing to wear after their baby arrives!

It is important to plan ahead while pregnant to ensure your maternity wardrobe will make the smooth transition from pregnancy to breastfeeding.

With a few simple tips planning the perfect maternity and breastfeeding wardrobe is easy and won?t break the budget either!

Start with the basics

Look at the basics in your pre-pregnancy wardrobe and replace these with the maternity versions. Maternity tanks tops with built-in nursing bras are fantastic and are easy to mix and match. Black, white and a print or brighter colour are great to start with and will go with most colours.

Tank tops will also take you through all seasons ? perfect to wear on their own in the warmer months and great for layering in winter.

Think Dresses

Dresses in flowing stretchy fabrics are fantastic for pregnant and breastfeeding mothers. With the right cut, dresses are very flattering on a baby bump and also great for the post-baby figure.

Make sure you have at least one or two dresses in your wardrobe that will take you from work, play and important functions such as your baby?s christening or naming day! Again you can?t go past classic black for classic style and slimming effect.

New styles of maternity dresses also include a built-in nursing bra, which is fantastic when you have to attend a function and breastfeed your baby at the same time.

Tops to take you everywhere

Once you have a baby you suddenly need clothing for all those outings ? mother?s group, coffee, shopping, trips to the doctor, the list goes on? Unless you want to spend your life in baby rooms, you need tops that allow you to breastfeed discreetly in public and look good too!

Again look for tops that allow for easy breastfeeding access and are flattering on your changing shape. Style features such as crossover fronts and side gathering are very good at hiding extra kilos. Many tops designed for breastfeeding are also suitable for pregnancy.

Look for quality

As a mum of two small boys, I know how tempting it is to go for cheap and cheerful when buying clothes. However, often these items are here for ?a good time not a long time? and won?t last the distance.

When you think about it, your maternity and breastfeeding wardrobe needs to last you for at least two years depending on how long you breastfeed and how many children you have. So in the long run it is better value for money to look for quality fabrics and styles that will last the distance.

Kelly Gough is a business mum who manages online store Nuvo Maternity (http://www.nuvomaternity.com.au) while also caring for her two small boys. Nuvo Maternity specialises in nursing wear and breastfeeding clothes.

Keeping Baby Safe Your Most Important Role As A Parent

Saying Thanks, But No Thanks to Used Safety Equipment

Once your beautiful bundle of joy arrives, the work of raising your child really begins. The biggest job you have as a parent is keeping your baby safe. Yet, it is impossible to watch over your children twenty-four hours a day.

Thankfully, there are many safety products available to keep them from getting hurt. These products include safety gates, outlet covers, oven and table bumpers, doorknob covers, bed rails, locks and guards, and many more. As a parent, you need to use products that are one step ahead of their children's abilities, and can do so by getting down on their level and looking around. This gives you a child's eye perspective of child safety issues in your home.

But with so many products to buy and so many different brand names, how do you decide what products you need most? The best thing to do when it comes to safety is buy new products rather than used ones. An older, used product may have been recalled due to dangerous safety issues, or it may be damaged from previous use. Although hand-me-downs are great for clothes and toys, your childs safety is just too important to leave to chance. Babies R Us is a great place to find all the safety products you need.

That still leaves the issue of how to choose between one safety gate, for instance, and another. Here are some purchasing tips for some of the more popular safety items you will need for your baby.

Car Seats

More children are seriously injured and killed in auto accidents than in any other type of accident. Each year, hundreds of lives could be saved if children were protected in cars by using child safety seats. Using a child safety seat is the best protection you can give your child when traveling by car.

When purchasing a car seat, look for:

* Label states that it meets or exceeds the Federal Motor Vehicle Safety Standards;
* Is the car seat appropriate for your child's height and weight?
* Be aware of the type of seat belts your car has; all car seats are not compatible with all seat belts;
* Check recent car seat recalls before making a purchase;
* Be sure that the seat you choose fits your child - a smaller baby can slip out of a seat that's too large. Infants one year or younger and up to 20 pounds must be placed in a rear-facing seat, toddlers (older than 1 year and between 20 and 40 pounds) may use a forward-facing seat, and children who are between 40 and 80 pounds need to be placed in a booster seat;
* Consider choosing a seat that is upholstered in fabric - it may be more comfortable for your child.

Safety Gates

Baby safety gates are an essential element in making your home baby proof. Now that he's on the move, every nook and cranny is a potential area of exploration for him. Your baby is curious about his new environment, wanting to investigate each little corner and new room. The best way to make sure he can't do any harm to himself is to install safety gates. These will prevent him from reaching the stairs, kitchen, or an office room, where there might be many wires and electrical equipment just at his height

Accordion gates, which open to form diamond-shaped patterns with wide V's at the top, can trap a baby's head and have resulted in strangulation deaths. In January 1985, gate manufacturers halted production of these gates, but there are still an estimated 15 million gates in use. Mesh gates also can be dangerous because a toddler's fingers can become trapped.

When purchasing a safety gate, look for the following:

* A hardware-mounted gate that attaches to the doorframe without any openings to trap fingers or necks. Pressure-mounted gates should not be used between rooms of different levels or at the top of stairs; children can dislodge them and take a tumble.
* Gates that swing out should never be used at the top of stairways;
* Nonflexible vertical slats or rods should be no more than 2 3/8 inches apart;
* Check for sharp edges and protrusions that could hurt a toddler's hands;
* Avoid gates with structures that could give a child a foothold for climbing. Keep large toys away from the gate to prevent a child from using them to climb over;
* The gate should be no less than 3/4 of the child's height

Playpens

These high-sided, enclosed play areas are popular because they allow parents to put their baby down with the knowledge that he can't wander off. It is great when you have to answer the phone, do a bit of ironing, or just catch a quick breath!

When purchasing a playpen, look for the following:

* Holes in the mesh should be no larger than 1/4 inch to keep small fingers from getting caught;
* The sides should be at least 20 inches high, measured from the floor of the playpen;
* Look for padding on the tops of the rails to protect your baby from bumps;
* The locks that allow you to lower a side should be out of your baby's reach.

Baby Monitors

The idea behind a baby monitor is that you can have the ability to move around the house or your yard and still be able to keep tabs on your baby by listening or now viewing your baby. This can help alert you to a crying baby, a baby who needs your help or just help you watch baby while he or she sleeps.

The baby/nursery monitor that you buy will have different levels of mobility. The base usually plugs into the wall, usually the nursery or wherever your baby is sleeping. The receiver can plug in or be mobile. If you intend to use the monitor as you move from room to room, you will want to invest in the mobile kind, versus the stationary variety.

When purchasing a baby monitor, look for the following:

* There should be at least two channels to choose from;
* Be sure that you have a low battery indicator light. Without this you might be listening to the receiver, thinking all is quiet in the baby's room, when in fact all you've got is a dead battery;
* Has a power-on light so that you can know the unit is on without disturbing the baby;
* Has a volume control to put you in charge of how loudly you wish to hear your baby;
* Are you planning to carry around your end of the monitoring system? Then you might want a belt clip!

Bath Seats

A bath seat gives your child added support while in the bathtub and can help prevent a soapy baby from slipping out of your hands and hitting her head on the tub. Keep in mind, however, that you should NEVER leave your child unattended in the tub!

When purchasing a bath seat, look for the following:

* Never use a bath seat on textured or non-skid surfaces unless the manufacturers instructions specifically state the seat is intended for such surfaces;
* Look for the JPMA Certification Seal.

Always remember, no matter what safety product you are buying, to look at the features to be sure they meet your specific requirements. Also check to be sure that the product you are considering has not recently been recalled. The safety of your child is of utmost importance dont leave it to chance!

By Claire Bowes

Child Car Seat Safety Recommendations

Car accidents have been reported as the primary cause of childrens deaths in the United States. Thousands of children below the age of twelve were injured and died annually because of car crashes, and it is so sad to know that these accidents cant be controlled and eliminated even if the driver is a professional or expert driver. But theres still a piece of good news to that, that is, the risks of car accidents can be reduced by using the right or proper child safety car seat.

The child safety care seat now comes in a number of types and forms. They are now marketed throughout the world knowing that a great number of consumers are now demanding for it. So its no wonder that you can find them even at your neighborhood stores. The problem, however, is that with a myriad of types available for car seats, finding the right one can somehow be puzzling. It is even more puzzling with more and more models coming out in the market. Well, it is for this reason actually that these child car seat safety recommendations are given.

So what are these child car seat safety recommendations?

Note that in this article, I will tackle more on what types of car seat will be best for small children. I have included here certain child car seat safety recommendations for children of ages 1 to 8 years. I have even stressed for these child car seat safety recommendations the car seat types best suited for weights and heights of children. So if you want to know these suggestions, consider the following:

Child Car Seat Safety Recommendation for Newborn and 1 Year Old Children

For the newborn and those who are at the age of 1, it is always best to use a rear-facing infant seat or a convertible seat in the rear-facing position. When installing the car seat, be sure to set the shoulder straps below the childs shoulder level, and to ensure that what youre doing is right, review the manufacturers instructions or manual thoroughly. This recommendation is also ideal for children up to 20 pounds and 26 inches long.

Child Car Seat Safety Recommendation for Children Age 1 to 4

For children age 1 to 4 or those who are up to 20 to 40 pounds and 26 to 40 inches tall, the use of a forward-facing seat or a convertible seat in the forward-facing position is often recommended. Also, it is best to position the straps at or above the shoulder level and still, for proper installation, it is always best to check and review the instruction manual.

Child Car Seat Safety Recommendation for Children Age 4 to 8

For those who are 40 to 80 pounds and 40 to 57 inches tall, a belt-positioning booster seat or a high-back is the perfect type of car seat to use for ultimate safety. It is best to choose the belt-positioning booster seat that uses the vehicles lap-shoulder belt. The key here is not to use a shield-type booster seat; but when it comes to installation, a thorough review of the instruction manual is highly recommended.

Milos Pesic is a successful webmaster and owner of popular and comprehensive Child Safety information site. For more articles and resources on Child Safery related related topics, visit his site at:

=>http://child-safety.need-to-know.net/

By Milos Pesic

Miami Real Estate

Miami is considered the largest urbanized city in the state of Florida. With the metropolitan area surrounded by the Miami River, Biscayne Bay, the Everglades, and the Atlantic Ocean, Miami a great place for residential homes and recreation areas.

Types of Miami Real Estate

With the ever increasing demand for Miami real estate, properties both existing and new are readily available. You can choose from affordable homes to luxurious mansions, condos, lofts, apartment buildings and even pre-construction buildings. Whether it be for residence or commercial properties such as hotels, restaurants, offices or other income properties, you can find something that will suit your taste. Properties range from $650,000 to millions of dollars, and surely you can find something that will suit your budget. Properties are available in Miami Beach, Coconut Grove, Coral Gables, Brickell, Surfside, Bal Harbor, Key Biscayne, Aventura, Fisher Island, downtown Miami, Lincoln Road, and more.

Guidelines

Wherever you may want to find a property in Miami, you can find a realtor who can help you purchase that piece of Miami real estate that is right for you. He or she can present you with photographs, videos, or virtual tours of the properties available. Your realtor can find a property that will match your budget. He will also guide you through local taxes and mortgage rates. And be sure to seek the services of a member of the National Association of Realtors who will strictly uphold the Code of Ethics of the association.

Amenities

What contributes to the beauty of Miami real estate is the richness of the cultural diversity that exists in this city. Aside from the local Americans, the city hosts a rich population of Latin Americans and people that reside in the Caribbean. Miami also has a healthy number of tourists, not to mention many celebrities who call Miami their home. The city has at least two prestigious universities - University of Miami and Nova Southeastern University - and hosts athletic teams such as the Miami Dolphins, the Florida Marlins, and the Miami Heat.

Miami Real Estate provides detailed information on Miami Real Estate, Miami Waterfront Real Estate, Miami Beach Real Estate, Miami Luxury Real Estate and more. Miami Real Estate is affiliated with Downtown San Diego Real Estate.

Persistence Wins Again

Making the Fresh Start Presentation

So you are out and running your route and have found a homeowner home who wants to listen to a Fresh Start Presentation (FSP). Remember the Fresh Start Presentation is the Homeowner Options slide show that you have. It goes through the advantages and disadvantages of the seven (7) options available to the financially distressed homeowner. They are as follows:
1)Sell on the Open Market
2)Refinance the home
3)Restructure the mortgage
4)File bankruptcy
5)Borrow from friends and family
6)Let it go to foreclosure
7)Sell to an investor

Whether you have scheduled an appointment or have just knocked the door the opportunity to make the presentation will lead to money for you. So what is the best way to make the presentation? Do you start with the overview and then go through each option? Do you ask some preliminary questions and get to the homeowners present position or do you just get to the price we will pay for the home and leave it at that?

The answer depends upon the homeowner and your preparation for your visit with the homeowner. Remember ?Information is power and the key to a successful negotiation and purchase of your next home or investment property?. So if you have failed to prepare for your meeting with the homeowner your chances of success are diminished. We try to gather information for you and put it in the notes. Some information can be gathered by going over the pricing of the home when you have a scheduled appointment. The rest of the information will come from the homeowners? needs and wants and honest eyes.

What follows are typical situations you will run into in the field and what assumptions you should make if you run into these types of situations. They are 1) Research indicates that the home is on the market. 2) Home is vacant; 3) Homeowner just came out of Bankruptcy.

Home on the Market

What assumptions can we make if the home is placed on the market?
1) We know that they are willing to leave the home and move on with their lives.

2) The Homeowners have cut the emotional attachment to the home.
3) They have either eliminated or exhausted the following options: refinance, restructure and borrowing from friends and relatives.
From this we can make the following conclusion: The homeowner is left with the bankruptcy option and selling on the open market or to us. Here is a note from a locator regarding a house that is on the market.

Visited 8/12/06; 1PM. Met HO in driveway. HO's are divorced and selling the property. Home vacant. Property is listed with Briarwood Realty. Presented the Fresh Start Program to HO's. Interior of the home is broom swept condition already. Good condition. Husband was ready to give release, wife not willing to give release today. Wife indicated that she would like to take a few days and to talk with the bank on Monday. We agreed to contact each other on Tuesday 8/15/06. I left contact info with them and received their contact info as well. Will take complete set of photos when I get the release. Both HO's confirm that they have equity in the property.

Now what part of the FSP would you pitch to get the release? How do you begin the process? If I knew the number they had placed on the house, I would talk about market time, home inspections and the possibility of an unsavory investor tying them up until it is too late and purchasing at the auction. If I did not know the market number I would ask for the price and how long it has been sitting on the market. This type of presentation should begin with a back-up plan or safety net plan. It should inform the homeowners that we could possibly purchase the property in a quick fashion and net them some money for their fresh start. We would do this by making a deal with the listing broker to continue to list the property after we purchased it. Saving the homeowners the cost of the broker. We could also inform them that they would not have the carrying costs, insurance, taxes, and foreclosure costs that are currently stacking up on the property. All of this may add up to a less stressful conveyance than waiting out a slow market. If you are fairly new at locating just use the making the offer to the homeowner chart to walk you through the offer: This chart is located on the resource page of the website.

When a home is on the market it is fairly difficult to get a homeowner to agree to sell the property to an investor. Reasons are that some mortgage broker has told them that they can sell their home for a number we will not pay. Only time and an auction date will usually make this homeowner come around. A smart locator will make the pitch for the backup plan and wait until it is close to the auction to return for a final opportunity to purchase the property. In the meantime just call the homeowner every week or ten days to check in on their situation. This will allow you to have a continuing dialogue and build some type of relationship with the homeowner.

HOME IS VACANT

What assumptions can we make if the home is vacant?

1) We know that they are willing to leave the home and move on with their lives (they already have).
2) The Homeowners have cut the emotional attachment to the home.
3) That the house is costing the homeowner carrying costs each and every day. We can stop the bleeding by purchasing the home.
4) Homeowner should be happy to unload the property.

Here is a note of a recent vacant home visit:

Visited 8/12/06; 3:15PM. HO not home. Left into letter in the door with personal note. Spoke with the neighbor to get an update on this property. Mailbox is full. Shrubs and vines have overgrown the yard and cover the primary entrance to the house. Lawn has not been mowed in months. Neighbor says that the owner is a great person. He seems to think that the owner has another residence in Marshfield. This property had been up for sale. The HO has been trying to sell it for almost 2 years. He believes that the last listing was $249K. He also has been in the house and said that a lot of work has been done on the inside. Driveway is not paved. Otherwise, nice neighborhood. Dead end street with playground for children. This property is on the quiet end of the street directly across from the playground, corner lot. Looks like a good investment. We will need to track this person down.

Once the homeowner is found the pitch would be straight to the sale of the property to our company. There is little need to go through the rest of the options with this homeowner. It would simply be straight to the sale of the property. Again, this particular note tells us that he had it on the market for 249,000 dollars for two years or so. So we could easily tell him that the price of the property is too high and substitute it for the price that we would sell the property at. (see your manager or the index for the price). Next, I would use the Homeowner chart again to go through the price we could offer on the house and why. Once you as a locator get familiar with the costs associated with a home you can forego using the chart.

This vacant property purchase should be fairly easy once we have tracked down the homeowner. There is no emotional attachment, in fact the homeowner should be relieved to get rid of the property. I would stay on your manager to find these owners and provide you with the means to make a deal.

JUST OUT OF BANKRUPTCY OR IN BANKRUPTCY BUT IS LIQUIDATING THE PROPERTY TO PAY FOR THE PLAN.

What assumptions can we make if the home just came out of bankruptcy?

1) We know that they are finished with most of the options. They can file bankruptcy again but it will not help them.
2) The Homeowners can try to refinance but the cost of the mortgage will be astronomical.
3) That the homeowner has tried everything to save the home and failed.

Here the homeowners have been through the entire process. They have borrowed money from friends and relative, tried to restructure, and refinance the home as well as save it in bankruptcy plan by forcing a payment plan on the bank. Nothing has worked. You need to allow the homeowner a way out with dignity if possible. That may come from you just purchasing the property and giving them enough to begin renting.

They only have two real options left: 1) sell on the open market or sell to us. Your job is to explain to them the problem of selling on the open market with only weeks to go to the auction is not a viable option. The real option is trying to get some equity out by selling to us.

This type of purchase has to be performed with surgical precision. You have homeowners who are emotionally drained from the process of trying to save the home. They trust nobody including the lawyer who took them into bankruptcy and feel like everyone has screwed them. If you are empathetic now would be the time to show it.

Here is a note on a property where this happened.

7/31 note: Relief from stay of auction granted.
11/05 note: In chapter 13 now. He isn't interested in hearing our option as the thought of selling his home makes him cringe. He did agree with me that selling is better than losing to auction. He has the auction stayed for some time now. Let?s keep an eye on his bankruptcy. This is a good home.

From the note the locator has been watching this house since early November 2005. Long time to check in on the property, but it is getting ready to payoff. The new note indicates that the bank has now received the right to foreclose upon the property. It is usually the step before the bankruptcy being dismissed.

The locator will now need to go out to the home and listen to the story of the bankruptcy and convince this homeowner that it is best to sell the home instead of losing it to the bank. This homeowner really does not want to sell the house in fact he would rather stay in the house. With that in mind it is going to be a tough sell.

Again, this pitch should be a straight up number crunching pitch going through the items on the chart. Remember you are going to have to deal with the emotional tie to this house. From the note it is quite evident that this particular homeowner has this tie. When I make the pitch I usually talk about the house as sticks and bricks which is not really a home. The home is his family and the memories which they get to bring with them to the new house they will be occupying. If you can get through the emotional you will purchase the house.

PERSISTENCE WINS AGAIN

Do you know the story of Sisyphus? He was eternally condemned by the Greek Gods to push a rock from the underworld to the top of a mountain. Once he reached the mountaintop he watches as the stone rushes down the mountainside in a few moments back to the underworld. Sisyphus is then forced to walk back to the underworld and repeat this endeavor for eternity. An endless, mindless futile and hopeless labor with no chance of success.

Like Sisyphus our locators ceaselessly drive to a house to try to contact the homeowner only to have no contact. Homeowner was not home. Hiding in the house etc. It seems that the locator has been condemned by the managers to ceaselessly drive to the property leave a personal note and try again. Futile labor with no reward.

A locator could give up and stop running a property-nobody would blame the locator-we know it is a tough job requiring persistence and hard work. So here is our latest story of persistence with a reward.

This property came into the system on March 27, 2006-almost five months ago! (That is double the time a Massachusetts property usually stays in the system). The locator saw the property in April, May, June, without ever talking to the homeowner. Just taking a picture, leaving a note and waiting for a call back. Finally on July 13, 2006 the locator caught the homeowner at the door-the homeowner acknowledged receiving the letters and agreed to an appointment for Saturday on July 16, 2006.

The locator drove to the house for the appointment only to receive a note indicating that he could not meet today and requesting the locator to call on Monday. The locator set up a second appointment and the homeowner simply did not show up for the appointment. The locator had a telephone call to the homeowner and he could hear the homeowner state that he could not talk at the moment.

August rolled around and the locator went back to the house and met a friend of the homeowner and learned that the wife of the homeowner was very sick and was slowly recovering. Finally on August 14, 2006, the homeowner called to schedule an appointment. The locator went to the appointment and went through the FSP and secured the release. Here are the notes on the property. April 9 : nice hood no one home left paper work follow up with a visit May 7: went to the prop. and they were hiding in the home refuse to answer May 16: went to the prop. no one home send letter and follow up with visit June 10: went to the prop. no one home send letter and follow up with a visit they have three dogs June 17: Visited 6/17/06 - Not Home. Left letter requesting they call to set up an appt. June 30: went to the prop. they were home didn?t answer the door send letter and follow up with a visit no pics i thought i already had them sorry next time July 13: Visited 7/13/06; 6:30PM. Met HO, Paul, at the door. He acknowledged receiving the letters of intro that have left at the door. Said that he was heading out and asked if I could come by Saturday at 3PM. Set appt. for Sat, 7/15/06, 3PM July 15: Visited 7/15/06; 3PM. HO not home. HO left a note at the door indicating he could not meet with me today. Requested that I call his cell on Monday to schedule appt. for next week. July 18: Visited 7/18/06; 7:30PM. This was a scheduled appt. with HO. HO was not home. Waited until 8PM. Left letter at the door requesting call back to reschedule. July 25 : Tele-con at 9AM; 7/25/06. This is the second Tele-con since my last visit. Both times the HO (Paul) was in the background and instructed the person I was speaking with to tell me that he was unavailable at this time. How close is this situation to auction? August 5: Visited 8/5/06; 10:45AM. HO not home. Left letter with info to contact for appt. Spoke with Paul's friend that was at the house. Learned that the wife is still in rehab. Recovering from poisoning due to a burst abscess on her spinal cord. She has been down for 3MO. Slowly recovering. August 14: Paul called late last week message was lost now found August 17: property has a market value in pristine condition of 260k. i have put in the rehab budget of 16,500 allowing us to purchase right around 163k plus or minus last sale of houses on your way are at 1654 and 1737 Washington we should shoot pictures of those properties to show the differences for pricing August 17: Visited 8/17/06; 6PM. Presented Fresh Start Program; secured release, faxed to Admin 7:40PM. Property is in good condition. Overall, this is a big house. HO is ready to sell. HO would like to get as much of the equity as possible in order to create a fund for the two girls that he and Nancy have. The story is a sad one. He, Paul, is terminally ill with double lung cancer and diabetes. His doctors would like to remove his left foot but he is resisting. He has been given 6 - 9 more months to live. He told me that he has lost 60 lbs in the past 3 months and he can tell that his breathing is becoming a problem. His wife, Nancy, was being treated for a pinched nerve. In reality, a cyst had formed around her spinal cord and exploded destroying her spinal cord. She is now a quadriplegic and will never be able to return to the home. If she is release from the rehab facility, she will be cared for be her oldest daughter; hence, the fund. This property is ready to be purchased. I mentioned to Paul that there are a lot of options to think about and that we would get back to him by Wednesday with a status update and possibly a proposal by the end of the week.

Sisyphus was eternally condemned to continually fail at his mission, never to reap the rewards of success. A locator has a chance of success. This persistence is the key to a locator?s success. Keep pushing!! Good Hunting http://frontgateconsulting.com/

http://frontgateconsulting.com/

Dressing Your Bridesmaids

Dressing Your Bridesmaids

For a bride, shopping for bridesmaid dresses can be one of the most difficult aspects of wedding planning. How can the bride find a gown for her maids that will display her own taste, look great on every girl and will fit into the financial picture?

There are so many colors and styles of dresses to choose from. The bridesmaids themselves may vary greatly in size and they want a flatteringly gown that makes them feel good. The bride and her bridesmaids may be in their mid-20s or older and want a more sophisticated look in the bridesmaids gown. The bride also has the task of choosing a dress that will look good with each girls skin tone, hair color and figure.

Choosing the right gown can be a challenge, but its not impossible. The bride should start the decision process early. Its ideal to actually place the order for the gowns about four months before the wedding. This will allow time for alterations, shopping for shoes and other accessories and leave time to dye the shoes to match the gown. The bride will find it most helpful to shop with the one bridesmaid whose fashion sense she shares. The ultimate decision about the perfect bridesmaid gown will be the brides.

The first step to choosing a bridesmaid gown is to determine the formality, style and fabric of the wedding gown. The bridesmaid dresses shouldnt overpower or clash with the wedding gown. For todays more simple bridal styles, nice detailing in the maids gowns creates a good look for the group. Back accents like straps, halter tops and simple beading are important for ceremony photography. A quality gown of good fabric and construction is necessary for the active bridesmaids who will be walking, dancing or running errands. Who needs to worry about seams splitting apart or buttons falling off during the wedding?

The next step for most brides is choosing the gown color. This can be done by looking at bridesmaid swatches in the bridal shop. Most manufacturers make bridesmaids dresses in anywhere from a few colors to as many as fifty. Choosing the actual color will narrow the choice of gowns to a more manageable number.

The bride must then consider the size ranges and figure types of her maids. Most bridal parties have an average of two full-figured members. If this is the case, many times its best to begin choosing a gown style with the larger maids in mind. Some larger girls feel comfortable in spaghetti straps or even strapless gowns, but many would rather have at least a short sleeve or perhaps a shawl. The smaller girls can usually wear any style. A-line styles look good on most everyone. A two-piece style with a longer top covering the hip bone is another good style. Almost 50% of wedding parties will include a pregnant bridesmaid. Extra fabric can be ordered to create a maternity side panel. A few designers are now creating maternity bridesmaids.

A new marketing trend for bridesmaids is the idea of separates. Most manufactures now feature at least some of their styles in separate tops and skirts. Separates offer some flexibility for the maids as they are able to choose different sizes for the top and skirt and can accommodate many different figures types. The bride can also choose the color and manufacturer of the separates while letting the maids have the freedom to create a style they will be comfortable in.

In these sensitive economic times, many gown manufacturers are adjusting their prices to meet everyones financial needs. Many designers have lowered their prices with no reduction in the quality of the garments. This years selection of gowns should meet the approval of everyone in the wedding party.

The bride may save time by doing her preliminary shopping online. She can narrow her choices and email styles she likes to her maids. Shopping on the internet may be the most logical choice for some brides when her maids live in different parts of the country. Online ordering entails the maids obtaining their own measurements and alterations which must be done correctly for the best fit. Be sure to order very early to allow extra time for shipping the gowns.

The bridesmaid look is not complete without shoes and accessories. Shoes are available in many styles in fabrics which can be custom dyed to match the gown. Also popular are the clear vinyl shoes in strappy sandals some with changeable colored ribbon straps. One shoe company is now producing 100% silk shoes with leather soles in colorfast fabrics available in 9 styles in 15 colors that can be special ordered for delivery in about one week. Matching wrist or elbow gloves offers a sophisticated look. A simple rhinestone or pearl necklace and earring set will enhance the look of your maids.

With all the choices in bridesmaid gowns available today, every member of the wedding party should be happy with the final results and will spend the wedding day celebrating with the bride and her groom.

About the author:
Roanna Rose has owned a full service bridal shop for more than 20 years. In 1997, the business was extended to the internet when the web site http://www.tjformal.comwas created showcasing prom dresses, wedding gowns, bridesmaid dresses, tuxedos, and formal accessories. For free tips on shopping and planning for your prom or wedding visit: http://www.tjformal.com/tips.htm

Austin Luxury Apartments

Rich in natural beauty, Austin is a popular tourist destination and a great place to live. It offers a wide selection of economical to expensive luxury apartments for rent, lease, and sale in a variety of neighborhoods.

Set against the backdrop of beautiful landscapes with hill views, the condominiums, town homes, and duplex luxury apartments are designed to meet varying lifestyles and tastes. Austin luxury apartments engage twenty-first century concepts, spacious floor plans, and an ecologically compatible environment to foster physical, mental, and spiritual well being. Every apartment has a fully equipped kitchen, unique living space, and spacious dining area. Some have Berber carpet, a Roman soaking tub, Texas-size walk-in closets, built-in bookshelves and desks, washer/dryer connections, a utility room, and French patio doors leading to a private garden or balcony.

Common facilities include a sports park and clubhouse with lighted tennis and volleyball courts; professional, multi-level putting greens, big-screen TV and billiards room; computer and Internet access; fitness center with aerobics classes; indoor and outdoor games; parking spaces; a swimming pool and spa. Celebrations such as birthdays or anniversaries, business meetings, and conferences may also be held.

Many Austin luxury apartments have a serene atmosphere, ideal for senior citizens. Independent living and assisted-living luxury apartments are also available. Independent gated villages are interconnected with a series of greenbelts, parks, and lit pathways as well as hike and bike trails.

Information about Austin luxury apartments may be obtained from professional apartment locators, realtors, or real estate agents. Many online sites also assist in buying, leasing, and renting apartments.

Austin Apartments provides detailed information on Austin Apartment Associations, Austin Apartment Guides, Austin Apartment Locators, Austin Apartment Stores and more. Austin Apartments is affiliated with North Dallas Apartments.

Your FICO Score and Purchasing San Diego Real Estate

You have found your perfect piece of San Diego real estate, and now you only need secure a real estate mortgage at a great rate. Simple, right? Definitely not!

Before a mortgage makes that real estate yours, the lender is going to check your credit score, which will determine what type of terms they offer to you, how much you will pay over the life of the real estate mortgage, and even if you can secure a mortgage. Your credit score tells a lender what type of credit risk you are and the likelihood that you will repay the money loaned.

Though there are several types of credit scores, most real estate mortgage lenders use the FICO score, which was developed by Fair Isaac. The FICO is used for several types of credit and can affect terms offered for credit cards, car loans, home equity loans, private mortgage insurance, the required size of your down payment, and even the amount of documentation a lender will require of you during your mortgage application. Your score determines what type of loan for which you are eligible, as well as how much money you can borrow.

Every person has three FICO scores ? one with each of the three major credit bureaus: Experian, TransUnion and Equifax. Since the information retained by each credit bureau varies, your score will differ between the ?Big Three?. Before you begin hunting for real estate, it is a good idea to check all three bureaus for your FICO score, as well as right before securing a real estate mortgage. Even if you have checked your FICO scores recently, your scores fluctuate as new information is received by the credit bureaus. It is best to know for certain your FICO scores, than to be surprised during crucial negotiations.

Some of the things each credit bureau looks at in developing your FICO score are your payment history, the amounts your currently owe, the length of your credit history, new credit you have obtained, and the types of credit you use.

The Higher Your Score, the Better

There have been many commercials on television recently about the FICO score and how it follows you wherever you go (as far as credit is concerned). Just remember, the higher your score, the less you will pay to buy real estate on credit. You can save thousands of dollars every year, or you can pay thousands of extra dollars each year on your real estate mortgage, depending upon your score.

The median FICO score is 723, with most lenders requiring at least a score of 760 in order to get the best real estate mortgage terms. The highest FICO score attainable is 850; however, only 13 percent of the population score over 800.

According to myfico.com, a score of 760 or better currently makes you eligible for an average interest rate of 5.98 percent on a 30-year, fixed-rate mortgage of $216,000. The interest rate rises to 7.47 percent, if your score is between 620 and 639, which translates to paying an additional $227 each month or $81,720 for the life of the mortgage. A score below 620 can add another three-to-six percent interest. Even a point or two can make a major difference over time. As scores dip below the 700 mark, borrowers are often limited on how much money may be financed; while many lenders will disqualify you all together for a mortgage, even if the rest of your credit file is fantastic.

So, check your three FICO scores when you first decide to look for real estate. Get counseling in how to raise your scores, if it is below 760. If you must purchase sooner than you can repair your credit scores, then plan to refinance after you have raised your FICO scores. Buy real estate with terms that are to your advantage. Know your credit scores and repair any problems early.

John Harris is an expert researcher and writer on real estate topics such as economics, credit improvement tips, home selling advice and home buying preparations. For more on San Diego Homes for Sale visit http://www.twtrealestate.com

Keeping in Touch: 5 Alternatives to an Ezine

I often hear from my clients and ezine subscribers that they aren't sure they can commit to writing a regular ezine as a way to keep in touch with their list, even though they know they should.



My response is usually something like, if it's going to be an albatross, then don't do it! But since they know that they must stay in touch with their email list on a regular basis if they want to have a successful and sustainable business, they are usually stumped for what to do instead.



Here are five ideas I typically share with them:



1. Evergreen Ezine



I first learned of this concept on a teleclass last year, and it seemed so simple that I was amazed that I hadn't thought of it myself - which is usually the reaction I get from my clients as well when I suggest this.



An evergreen newsletter is one that's content is applicable all the time. It's not based on trends or on what's hot in your industry at the moment. It's solid need-to-know information that is based on principles or strategies that rarely change.



To create an evergreen newsletter, you would simply gather your content for as many issues as you plan to publish, create each issue and then drop each one into an autoresponder system to go out automatically at whatever interval you set.



This method takes a bit of work on the front end, but then you 'set it and forget it' until you run out of issues. Then you can let it simply repeat or create a new set of issues by repeating the process above.



2. Ecourse



You can create an ecourse, which is simply a series of emails that shares valuable information with your reader over a period of time.



This is a method I use myself. When you sign up for my mini-ecourse, you also get a subscription to this ezine. I could simply offer the ecourse as a stand alone, though if I did, I would add more days to the series (say from its current 5 to 26) and send them out every couple of weeks as a way to stay in touch with my list.



You set up an ecourse in an autoresponder service, so it's another 'set it and forget it' option once the initial work is done.



3. Audio Tip



If you prefer to talk than type, then consider an audio tip. When I coach clients who are just starting their written ezines, I remind them that it doesn't have to be longer than one valuable tip for each issue.



The same is true if you would prefer to create an audio keep-in-touch vehicle for your list. A colleague of mine sends out a 1-minute audio (and video) marketing tip each week and it's hugely successful.



The easiest way to create and publish audios online is through an inexpensive service like AudioAcrobat.



4. Blog



A blog can be a great alternative to an ezine IF you love to write and are willing to post regularly, if you use search engine optimization to increase your blog's exposure to your market on a continual basis, and if you put a subscription form on your blog so your readers know when you add a new post.



You can start blogging for free at blogger.com or very inexpensively with Typepad (which is the service I use for my personal and business blog).



5. VIP List



Invite people to sign up to receive special offers from you. Many of us do this in our personal lives for places we frequently shop (a quick look at my inbox reveals offers from Eddie Bauer, Old Navy, Red Envelope, etc.), so know that people will sign up to receive discounts and other special offers from you if you invite them to do so.



It's best to use this strategy with a group of people who have already gotten to know you a bit, say from a live event or if you have a blog where you stay in touch with people by posting on a regular basis.



BONUS TIP: If you're writing a regular ezine now, you can add one of these methods as another way to stay in touch with your list, as some people who are on your list may not always read your ezine, but may listen to a short audio or may prefer to read brief posts at your blog instead. Giving your list options as to how they recieve your message will increase your ability to connect with more people in your niche.



Copyright 2006 Alicia M Forest and Client Abundance







Alicia M Forest, MBA, Multiple Streams Queen & Coach? and creator of 21 Easy & Essential Steps to Online Success System?, teaches coaches, consultants, and other solo professionals and online entrepreneurs how to attract more clients, create profit-making products and services, make more sales, and ultimately live the life they desire and deserve. For FREE tips on how to create abundance in your business, visit http://www.clientabundance.com/

Home Sellers: Prepare Your Home for Sale in a Cool Market with Fire

Across the country homes are taking longer to sell. If you have a home for sale, you might consider making a few changes to attract buyers in the cooling real estate market. Not only is the market cooling, so will the weather. It may feel hot to you right now, but in a few weeks, the evenings will get chilly.

Home sellers who stage their homes take advantage of advanced sales techniques. One of the most popular home upgrades today is the addition of a backyard firepit or fireplace. There's something magical about sitting around the glow of a fire that makes people feel great. That's one reason many people go camping, for the simple joy of sitting by a crackling campfire.

Prepare for cool weather selling with a backyard fire. Besides a fireplace, you have many options. At the high end of the scale, you could get a propane type of unit that comes in a terra cotta vase-like container. These types of outdoor fireplaces come in a variety of styles and sizes, which look good on any patio. Point out to home buyers that this fire feature has the added advantage of requiring virtually no cleanup, since these fireplaces don't burn any solid matter.

If your home would benefit from the more rustic appeal of a firepit, you have a number of choices, including one that features a copper cauldron. It's like putting your campfire in a large hand-hammered copper pot, measuring about three feet across and two feet deep. Cauldrons are large enough to become the focal point of an otherwise ordinary backyard.

There's also a propane version of that type of firepit available with molded logs that appear to be burning. This fire enhancement also features the same easy cleanup as the propane-powered terra cotta unit, since no solid material actually burns.

There are a number of firepit rings available that can be customized any way you want, depending only upon your imagination and budget. Generally, a custom firepit should be about 18 inches tall, to prevent sparks from escaping -- and possibly ending up in your buyer's lap. A diameter of 30 inches offers plenty of room for a nice-sized fire. Stone or concrete blocks are generally used to surround the firepit, though you could dress up the pit by using a more decorative stone, such as slate.

Before you build a custom firepit, check codes with your building department or local fire department. In our area, it's easy to get a free permit.

Enchant your home buyers with an outdoor fire. Find a fire feature to suit your home style and take advantage of this growing trend among landscape designers. Entice your buyers with a fire and invite them to stay longer connecting to your home. Light your fire, a few candles or torches, and serve warm drinks. Turn your backyard into a buyer's dream with fire.

Copyright ? 2006 Jeanette J. Fisher

Learn five ways to makeover your home for a top-dollar sale. Free home seller's teleseminars at Sell Your Home Fast.

Jeanette Fisher teaches home sellers five ways to make the highest possible profit from selling their homes. Free 21 Day Action Plan and teleseminars at http://preparehome.com